Buyers

Higher Yields,
Higher Security,
Helping People

CrowFly’s platform connects you directly with structured settlement sellers to purchase future payments with up to 5% yield on your investment.

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What am I buying?

Buying the rights to future settlement payments is similar to buying an annuity, bond, or other guaranteed fixed-income asset.

i

Structured settlement holders are granted future guaranteed payments by a court due to a personal injury settlement or tort claim, rather than receiving a lump sum payment. When a structured settlement holder has an immediate need for a cash payout, they can choose to transfer the rights to future payments in exchange for a lump sum of money.

CrowFly provides investors access to guaranteed structured settlement annuity payments. Individuals who need a cash lump sum now can transfer the rights to their future payments at a discount. The result is a defined set of guaranteed payments from top-tier insurance companies, with a great yield.

What can users expect with CrowFly?

iFuture payments are secured and backed by highly-rated life insurance companies, such as Prudential and MetLife.

Assets backed by insurance companies generally rated Superior (A+) or better by A.M. Best

iThe rights to future structured settlement payments are transferred between sellers and buyers with minimal costs for each party with CrowFly's online platform. CrowFly's transparent marketplace removes the cost of a pass-through agent.

Risk profiles aligned with treasuries or other fixed-income assets

iStructured settlement transactions are appealing for investors because of the relatively high yields and consistent return on the investment (ROI).

A 3.5%-5.0% expected yield

i

1Source: AM Best Ratings

Security Profile

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Frequently Asked Questions

Find the answers to the most common questions about structured settlements. Can’t find what you’re looking for here? Contact us

  • How can I become a buyer on CrowFly?

    Please contact us and we will work with you to confirm your qualifications. Once you are verified by our team as an eligible purchaser, we will get you set up on the platform so you can see the deals currently available and understand how guaranteed structured settlement payment yields can be better than other fixed-income investment options like bonds or treasuries.

  • What kind of asset is a structured settlement?

    Structured settlements are annuities, generally, from highly rated, well-known insurance companies, that are assigned by a court to an individual who has settled a personal injury case. If that individual decides that a lump sum payment would serve them better, they can transfer all or a portion of their future payments. Investing in guaranteed structured settlement payments through CrowFly offers the opportunity to buy highly rated paper directly from sellers who in the past have been constrained to a few factoring companies.

    You can download our eBook to learn more about becoming a structured settlement investor.

  • Is CrowFly a broker?

    CrowFly is not a broker. We offer an online platform that connects sellers directly with buyers. We streamline the communication and negotiation process, enabling access to quality investment assets that previously have been restricted to a few investors.

  • What kinds of returns can I expect as a buyer?

    Every deal is different, so you should look at the precise terms, insurance company, and payment details. However, we see buyers executing transactions between 3.5% and 5% yield in general.

  • How are payments serviced or disbursed?

    GoldStar Trust Company is our servicing partner. They work with the annuity provider to ensure that future payments are made to the buyer, on time and to the right place.

    GoldStar is a well-established, trusted, and compliant financial institution with over $2B in assets and a reputation in the industry for excellent service and results. They have over 25 years of experience as a Self-Directed IRA Custodian, Trustee and Escrow/Paying Agent and are a division of a bank that has been in business for over 100 years.

  • How do I close?

    Once your purchase has been approved on CrowFly, and you have provided a small deposit, the annuity will be removed from listings. A transfer attorney will set a court date to get final approval. We will work with you to finalize paperwork and, when the court issues the transfer order, we will request full payment. See the Buyer page for more details or contact us.

  • Why don’t I buy the settlement for the full amount on the seller’s policy?

    A structured settlement's present value will be lower than its future value, due to inflation.

    You expect to receive an annual return on your investment. You agree to pay a lump sum now in exchange for the opportunity to earn a fixed, guaranteed return from the future payments over time. If you had to pay the seller the full future value of their payments, you would essentially be investing in something with no gain.

Buyer Questions

How can I become a buyer on CrowFly?

Please contact us and we will work with you to confirm your qualifications. Once you are verified by our team as an eligible purchaser, we will get you set up on the platform so you can see the deals currently available and understand how guaranteed structured settlement payment yields can be better than other fixed-income investment options like bonds or treasuries.

What kind of asset is a structured settlement?

Structured settlements are annuities, generally, from highly rated, well-known insurance companies, that are assigned by a court to an individual who has settled a personal injury case. If that individual decides that a lump sum payment would serve them better, they can transfer all or a portion of their future payments. Investing in guaranteed structured settlement payments through CrowFly offers the opportunity to buy highly rated paper directly from sellers who in the past have been constrained to a few factoring companies.

You can download our eBook to learn more about becoming a structured settlement investor.

Is CrowFly a broker?

CrowFly is not a broker. We offer an online platform that connects sellers directly with buyers. We streamline the communication and negotiation process, enabling access to quality investment assets that previously have been restricted to a few investors.

What kinds of returns can I expect as a buyer?

Every deal is different, so you should look at the precise terms, insurance company, and payment details. However, we see buyers executing transactions between 3.5% and 5% yield in general.

How are payments serviced or disbursed?

GoldStar Trust Company is our servicing partner. They work with the annuity provider to ensure that future payments are made to the buyer, on time and to the right place.

GoldStar is a well-established, trusted, and compliant financial institution with over $2B in assets and a reputation in the industry for excellent service and results. They have over 25 years of experience as a Self-Directed IRA Custodian, Trustee and Escrow/Paying Agent and are a division of a bank that has been in business for over 100 years.

How do I close?

Once your purchase has been approved on CrowFly, and you have provided a small deposit, the annuity will be removed from listings. A transfer attorney will set a court date to get final approval. We will work with you to finalize paperwork and, when the court issues the transfer order, we will request full payment. See the Buyer page for more details or contact us.

Why don’t I buy the settlement for the full amount on the seller’s policy?

A structured settlement's present value will be lower than its future value, due to inflation.

You expect to receive an annual return on your investment. You agree to pay a lump sum now in exchange for the opportunity to earn a fixed, guaranteed return from the future payments over time. If you had to pay the seller the full future value of their payments, you would essentially be investing in something with no gain.

CrowFly is built to help

With CrowFly’s proprietary platform, we provide the tools to streamline the structured settlement buying process so all you worry about is earning high fixed returns.

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Intuitive. Transparent. Accessible.

CrowFly offers qualified individual investors access to opportunities previously reserved for institutions.

Earn more from your retirement portfolio in fixed income while maintaining high-quality, low-risk assets.

CrowFly makes it easy to find and execute settlement transactions with individuals who need cash now. 

Here's how it works

Register online

Submit your information through our secure online portal for our team to review and approve. We'll ensure you are an eligible buyer of structured settlements.

Browse investments

Review our verified listings of structured settlements to find the right one for you. Browsing is free, anoynymous, and easy-to-use.

Initiate transaction

Select the verified listing that's right for you. CrowFly has the tools and resources to support the process and provides you the data you need.

Review the sale

Complete your due diligence with a financial advisor. Once approved, an attorney reviews all the documents and CrowFly collects a deposit. 

Become the owner

The transaction is finalized through a court order, insurance acknowledgement, and final payment.

Then sit back, relax, and collect future structured settlement payments!

Learn more

Learn more about our structured settlements marketplace.

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