Frequently Asked Questions

Find the Answers to the Most Common Questions About Structured Settlements

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General Questions

What is a structured settlement?

A structured settlement is a settlement that is paid out in guaranteed, predetermined payments to someone who has settled a personal injury claim. Instead of receiving the settlement money in a lump sum amount, a structured settlement allows for the claimant to receive recurring, tax-free payments at a predetermined schedule for a specific length of time.

How do structured settlements work?

If you or a loved one has gone through a tragedy or a catastrophic accident, you may have a structured settlement as a result of a personal injury lawsuit. A structured settlement works like a form of income — you have a predetermined schedule by which you receive recurring, tax-free payments with your settlement money, instead of receiving all of the money upfront, and taxed. A structured settlement provides the claimant with guaranteed future payments.

Why do people sell their structured settlement payments?

Someone might choose to sell part or all of their future structured settlement payments if an urgent expense has arisen and they have no other way to get the money needed to pay for it. Some examples include paying for college, covering medical bills, buying a home, or starting a business. One cannot simply choose to sell his or her structured settlement payments for a vacation or another non-urgent matter.

How is CrowFly different?

We are different because we put people first. We have built a first-of-its-kind online marketplace that connects those looking to sell structured settlement payments directly with those looking to buy these payments. Our platform enables sellers to get the most money possible for their future payments while giving buyers more value for their investment. We are driven by transparency and educating others, so sellers and buyers both know how the process works and what to expect.

How much does it cost to use CrowFly?

CrowFly is free to sellers. You can register to sell your structured settlement payments without having to pay any fees. We will consult with you if you are considering selling, at absolutely no cost. It is also free to potential buyers to register on our site in order to explore purchasing future payments. Only once a sale is finalized do we take a single transaction fee, which comes from the buyer.

How long does it take to sell my structured settlement payments or annuity for cash?

Typically, it takes between 1 and 3 months to complete a structured settlement payment sale depending upon the state you live in. We're with you every step of the way and make it easy to store, share, and sign mandatory paperwork. CrowFly also shows your progress so you know when to respond with needed paperwork or signatures. While wait times will vary based on court schedules, we help make sure the entire process is as painless as possible.

Do you have a mobile app?

At this time, we're sticking with an internet browser application that you can easily access from any computer, smartphone, or tablet. If you would like to see a mobile application, please let us know! We work every day to improve the experiences of our customers.

Ready to Sell or Buy?

Contact us to learn more about how structured settlement payments are sold and bought, and how to get what you deserve.

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Structured Settlement Payments