Buyers Higher Yields, Higher Security, Helping People

CrowFly’s platform connects you directly with structured settlement sellers to purchase future payments with up to 5% yield on your investment. Let our team help you buy a structured settlement payment.

Information for Buyers

Buying the rights to future settlement payments is similar to buying an annuity, bond, or other guaranteed fixed-income asset.

CrowFly provides investors access to guaranteed structured settlement annuity payments. Individuals who need a cash lump sum now can transfer the rights to their future payments at a discount. The result is a defined set of guaranteed payments from top-tier insurance companies, with a great yield.

What Can Users Expect with CrowFly?

  • Assets backed by insurance companies generally rated Superior (A+) or better by A.M. Best

  • Risk profiles aligned with treasuries or other fixed-income assets
  • A 3.5%-5.0% expected yield

Ready to get started? Fill out our online form to start browsing investments.

  • Top-Class Service

    CrowFly is committed to creating a different experience that is built on trust, accessibility, and transparency for individuals and families who have structured settlements.

  • Cutting-Edge Technology

    With CrowFly, you get access to our innovative technology that makes the process more efficient and offers you the best pricing in the market.

  • Emphasis on Educating

    We work closely with you to make sure you fully understand the steps and considerations involved with investing in or selling structured settlement payments. We’re all about helping you make the right decision for you.

  • Transparency Throughout

    Buying and selling structured settlement payments can be a complex and confusing process. We make it easier by being fully transparent and answering any and all of your questions throughout the process.

Here's How It Works

You Deserve a Better Way
  • 1. Register Online

    Submit your information through our secure online portal for our team to review and approve. We'll ensure you are an eligible buyer of structured settlement payments.

  • 2. Browse Investments

    Review our verified listings of structured settlements to find the right one for you. Browsing is free, anonymous, and easy-to-use.

  • 3. Initiate Transaction

    Select the verified listing that's right for you. CrowFly has the tools and resources to support the process and provides you with the data you need.

  • 4. Review the Sale

    Complete your due diligence with a financial advisor. Once approved, an attorney reviews all the documents and CrowFly collects a deposit.

  • 5. Become the Owner

    The transaction is finalized through a court order, insurance acknowledgement, and final payment. Then sit back, relax, and collect future structured settlement payments!

Frequently Asked Questions

Find the answers to the most common questions about investing in structured settlements. Can’t find what you’re looking for here? Contact us!

How can I become a buyer on CrowFly?

Please contact us and we will work with you to confirm your qualifications. Once you are verified by our team as an eligible purchaser, we will get you set up on the platform so you can view the sales currently available and understand how guaranteed structured settlement payment yields can be better than other fixed-income investment options like bonds or treasuries.

What kind of asset is a structured settlement?

Structured settlements are annuities (generally from highly-rated, well-known insurance companies) that are assigned by a court to an individual who has settled a personal injury case. If that individual comes upon an urgent need for a lump sum payment, they can transfer all or a portion of their future payments in order to receive a lump sum of cash immediately. Investing in guaranteed structured settlement payments through CrowFly offers the opportunity to buy highly-rated paper directly from sellers who until now have been limited to selling to only a few factoring companies.

Is CrowFly a broker?

CrowFly is not a broker. We offer an online platform that connects sellers with buyers. We streamline the communication and sale process, enabling access to quality investment assets that previously have been restricted to a few investors.

What kinds of returns can I expect as a buyer?

Every deal is different, so you should look at the precise terms, insurance company, and payment details. However, we see buyers executing transactions between 3.5% and 5% yield, in general.

How are payments serviced or disbursed?

GoldStar Trust Company is our servicing partner. They work with the annuity provider to ensure that future payments are made to the buyer, on time and to the right place.

GoldStar is a well-established, trusted, and compliant financial institution with over $2B in assets and a reputation in the industry for excellent service and results. They have over 25 years of experience as a Self-Directed IRA Custodian, Trustee and Escrow/Paying Agent and are a division of a bank that has been in business for over 100 years.

How do I close?

Once your purchase has been approved on CrowFly, and you have provided a small deposit, the annuity will be removed from the live listings. A transfer attorney will set a court date to get final approval. We will work with you to finalize paperwork and, when the court issues the transfer order, we will request full payment.

Why don’t I buy the settlement for the full amount on the seller’s policy?

A structured settlement's present value will be lower than its future value, due to inflation.

You expect to receive an annual return on your investment. You agree to pay a lump sum now in exchange for the opportunity to earn a fixed, guaranteed return from the future payments over time. If you had to pay the seller the full future value of their payments, you would essentially be investing in something with no gain.

CrowFly is Built to Help

With CrowFly’s proprietary platform, we provide the tools to streamline the structured settlement buying process so all you worry about is earning high fixed returns.

Intuitive. Transparent. Accessible.

CrowFly offers qualified individual investors access to opportunities previously reserved for institutions.

Earn more from your retirement portfolio in fixed income while maintaining high-quality, low-risk assets.

CrowFly makes it easy to find and execute settlement transactions with individuals who need a lump sum. Get started today!

Real Stories. Real Reviews.

Read How CrowFly Has Helped Past Customers
  • They Make Sure I Understood Everything

    “CrowFly made the process smooth and easy for me from the buyer side. They care about what they do and made sure that I understood the process thoroughly!”

    - Trey C.
CrowFly Is Built to Help Get the most out of your structured settlement payments.