Purchasing Structured Settlement Payments
Helping Buyers Purchase Settlements as Investments
You may have heard it’s possible to buy the rights to another person’s future structured settlement payments in order to get fixed income with a great yield. At CrowFly, we can explain what kind of asset structured settlements are, how they compare to other fixed-income assets, how to connect with structured settlement sellers on our platform, and things to consider when purchasing structured settlement payments. Our team understands what your concerns are as a buyer and has developed an innovative online marketplace for you to navigate your purchases safely and efficiently.
Contact our team online or by phone at (888) 560-6629 today. We offer unparalleled customer service and are more than happy to walk you through the steps of the purchase process so you understand how our platform works.
What is a Structured Settlement?
A structured settlement is an alternative financial agreement to an immediate lump sum payout after the conclusion of a lawsuit. Structured settlements provide plaintiffs with future periodic payments instead of the entire settlement at once in the form of a lump sum.
What if an individual with a structured settlement annuity needs a large sum of cash immediately? If they qualify legally to do so, they may transfer the rights to their future structured settlement payments to an institution or another individual – a “buyer” – in exchange for a lump sum.
How Does a Structured Settlement Stack Up as an Investment?
CrowFly provides qualified individuals with access to purchasing guaranteed structured settlement annuity payments through an online marketplace. As described above, individuals who need funds now can transfer the rights to their future payments at a discount. The result for the buyer is a defined set of guaranteed payments from top-tier insurance companies with a great yield.
Investors like you who are looking for fixed-income investments often look to treasuries, bonds, municipal bonds, or annuities. Structured settlement payments are guaranteed by an insurance company’s annuity policy, similar to how you would purchase from the insurance company directly. The rights to payments from someone else’s policy are simply transferred to you, so you’ll end up with payments with the same safety and security as an annuity that you would purchase on the market.
Have additional questions? Call us at (888) 560-6629 to learn more about your options as a buyer and how CrowFly simplifies the process.
Purchasing structured settlement payments is outlined as follows:
- Submit information to CrowFly: The process begins when you submit your information to CrowFly through our secure online portal for our team to review and approve. We ensure every potential buyer is an eligible purchaser. This vetting process includes a background check validating your personal information to ensure that we accurately identify who you are.
- Gain access to CrowFly’s platform: Once our team has determined you are eligible to buy the rights to structured settlement payments, we will grant you access to our platform. Our online platform includes resources to help you find and initiate the transfer of available assets. Browsing our marketplace is free, anonymous, and easy-to-use. While CrowFly provides the necessary tools to support the settlement transfer process and the data needed to make an informed decision, we encourage all buyers to consult with a financial advisor before taking action.
- Work with our team: Once you find an asset that fits your investing needs, we will work with you to reconfirm your intention to buy, confirm adherence to legal terms, and ensure that you have appropriate funds to finalize the deal. In some cases, we may need to collect a deposit.
- Close: Once a transaction is finalized, you will receive a full closing book with the annuity policy details, the court order insurance acknowledgment, and other materials for your records. Then -- like with other fixed-income assets -- you can sit back, collect your payments, and enjoy high yields!
The process minimizes the transaction cost of a pass-through agent, so you pay less for the asset, and sellers receive more for their structured settlement payments. It’s a win-win that also performs a social good by improving outcomes for injured individuals with urgent financial needs.
If you are interested in becoming an investor in a structured settlement payment, you need a team who knows how to help you get the best deal. That team is CrowFly.
They Make Sure I Understood Everything- Trey C.